There are Several Ways to Get Your Credit Reports & FICO Score

There are many ways to get your three credit reports and FICO credit score. Some will give you one free but charge for the other. With most providers, you can purchase a single credit report from one of the three credit bureaus, or pay more for all three. Same for the FICO score, which is also available separately, usually at a lower price. There are also packages that bundles it all up, so you get all three credit reports AND the FICO score.

Master B asked:


How do I start building my credit history? I am turned away from credit card companies because I don’t have a credit history. How can this be?

nice guy asked:


I’ve got a messed up credit history but I’m otherwise a tip top person, no bad criminal record or anything. My future employer is performing a background check on me and I’d like to get some answers in regards to have important of a factor do you think the credit history is when determining an otherwise perfect person for the job?

Mama K asked:


I am a recent immigrant and i have no credit history, how do i go about building credit? My fiance has good credit – please help.